Share on Facebook
Share on Twitter
Share on LinkedIn
By Neil Davis

An option available on most auto insurance policies is known as Underinsured Motorist Coverage (UIM). This coverage exists for people who have been seriously injured in a car accident and who find that the at-fault party’s insurance coverage does not make them whole. As a Detroit Personal Injury Lawyer, it is a good idea to speak with your insurance agent about adding this coverage. It is often relatively inexpensive and can be a major help for an injured person.

In Michigan, a person is required to carry at least $20,000/$40,000 worth of coverage. This provides $20,000 worth of coverage for a single person, $40,000 worth of coverage for a single accident. As anyone who has spent a night in the hospital can tell you, $20,000 will barely cover that hospital stay. This leaves almost nothing left for future medical and other costs associated with an injury.

UIM coverage can supplement this coverage, giving an injured person an opportunity to be made whole by their own insurance company. A Detroit Personal Injury Lawyer can help with this first-party claim. Before settling with the at-fault party’s insurance company, speak with an attorney who can make sure you are taking the steps necessary in order to preserve your right to make this claim.

At Davis Law Center, we have helped many clients with UIM claims. If you do not have this coverage, it may be a good idea to look into adding it. This way, you can be sure you have enough coverage to be made whole after an auto accident.

If you have been hurt in a car accident, contact a Detroit Personal Injury Lawyer at Davis Law Center right away for a free consultation.

About the Author
Neil Davis, owner of Davis Law Center, is a seasoned attorney specializing in personal injury cases. With over 30 years of experience, he has successfully secured millions in compensation for injured individuals. Neil is a dedicated advocate for justice and an active member of legal associations. Personal injury law is complex and best handled by a competent attorney who can effectively evaluate, prepare, present, and fight to win your case. Neil prides himself on doing all these things for his clients and would be honored to have the opportunity to discuss your case with you.