Car accidents are common in Michigan often resulting in catastrophic and fatal injuries. If you or a loved one has suffered injuries due to another driver’s negligence or recklessness, turn to the Davis Law Center.
When you work with us, an experienced car accident attorney will guide you through the process and fight for the compensation you deserve. Well-versed in the state’s complex insurance laws, we have a proven track record of success in negotiating and litigating car accident claims. Contact us today for a free consultation.
Understanding Car Accident Claims in Michigan
There are several factors involved in a successful car accident claim, not the least of which is establishing fault. This is often a complex process involving multiple parties and varying accounts of the incident. Additionally, car accident claims revolve around assessing the extent of damages suffered by the victims, such as:
- Medical expenses: costs for immediate and ongoing medical treatment resulting from the accident.
- Lost wages: compensation for the income lost due to inability to work post-accident.
- Property damage: costs for repairing or replacing your vehicle and other personal property damaged in the accident.
- Pain and suffering: compensation for the physical pain and emotional distress experienced due to the accident.
In Michigan, the specific laws surrounding car accidents, such as no-fault insurance rules, significantly influence how claims are handled and resolved. The best way to protect your rights and interests is to have the powerful representation our firm provides.
Common Causes of Car Accidents
Most car accidents in Michigan are caused by driver errors, such as:
- Distracted driving
- Driving under the influence of alcohol or drugs
- Running stop signs/red lights
- Driver fatigue
- Improper turning/Unsafe lane changes
- Reckless driving
- Poor weather and road conditions
If the cause was a defect in the road, a curb or median, an inoperable streetlight, or a faulty traffic signal, a personal injury claim can be filed against the government agency responsible for road and highway maintenance. Moreover, accidents due to vehicle defects may be grounds for a product liability claim against a negligent automaker or parts supplier. Regardless of the cause, we will identify the responsible party, hold them accountable, and fight to win you just compensation.
Common Car Accident Injuries
Car accidents, regardless of their severity, can result in a wide range of injuries, including:
- Whiplash and neck injuries, which often occur in rear-end collisions, cause pain and mobility issues
- Broken bones due to the force of impact
- Head injuries including concussions or more severe traumatic brain injuries (TBIs)
- Spinal cord injuries potentially leading to paralysis or other permanent disabilities
The type and severity of injuries play a crucial role in shaping your car accident claim. More severe injuries usually result in higher medical expenses and may require long-term treatment or rehabilitation. Additionally, the extent of injuries can significantly affect claims for pain and suffering, as well as potential lost wages due to time off work or reduced earning capacity. At Davis Law Center, we understand the profound impact of these injuries and will fight for full compensation to cover all aspects of your recovery.
About No-Fault Insurance in Michigan
Car accident claims fall under the state’s no-fault insurance system. In short, you must file a claim with your insurance carrier to seek damages for lost wages, medical expenses, and other losses, regardless of which driver is at fault for the accident. This is known as a “first-party claim,” which provides the following personal injury protection (PIP) benefits:
- Medical expenses
- Work loss benefits
- Attendant care
- Household replacement services
- Survivor’s loss benefits
- Additional benefits
Although this seems straightforward, insurers have an unfair advantage over car accident victims and often attempt to pay as little as possible. We know how to level the playing field and will work strategically to help you obtain compensation for all your medical and financial needs, now and in the future. If the insurance company fails to honor the full value of your claim, we will take them to court to seek a just recovery.
Car Accidents and Third-Party Claims In Michigan
Under the state’s no-fault system, car accident victims can pursue a third-party claim seeking benefits such as pain and suffering and other non-economic losses. Depending on what PIP coverage you selected, you may also recover certain economic damages (medical bills, wage loss, etc.) once your own PIP coverage is exhausted. This involves making a claim and/or filing a lawsuit against the other driver. To recover non-economic losses, the accident must have caused a “threshold injury,” which is defined as:
- Permanent and serious disfigurement
- Serious impairment of a bodily function
To have a valid third-party claim the other driver must be at least 50 percent at fault for the accident. Moreover, you cannot you cannot recover damages for pain and suffering if you were more than 50 percent at fault for the accident. At the Davis Law Center, we have the skills and resources to handle third-party claims, prove the other driver’s negligence, and demonstrate that your injury qualifies as a threshold injury.
Why Choose The Davis Law Center?
When you partner with us, we will be your advocates and allies, fighting to protect your rights, well-being, and future. Whether negotiating a settlement with your insurance company or litigating a third-party claim, we will tailor our strategy to best suit the circumstances of the accident.
Because we understand your physical, emotional, and financial challenges, your initial consultation will be free and you will pay no attorney fees until we obtain compensation for you.
Above all, we will provide compassionate, effective representation and get you the maximum compensation you deserve.
Talk To An Experienced Michigan Car Accident Attorney Today
If you have suffered severe injuries in a car accident, you may be frightened and not know where to turn. Remember, the Davis Law Center is here to help. Contact us today to get started with an experienced car accident attorney.
Davis Law Center: your trusted partner for car accident cases. Serving Detroit, Farmington Hills, Southfield, Macon County, and all of Michigan.