Experienced Farmington Hills Car Accident Lawyer

Recovering Millions for Michigan Crash Victims for Over 30 Years

The Davis Law Center has over 30 years of experience recovering millions for Farmington Hills and Michigan crash victims. We handle the insurance battles so you can focus on healing. When you work with us, we will guide you through the process and fight for the compensation you deserve. We understand the state’s complex no-fault insurance laws and have a proven track record of successfully negotiating and litigating car accident claims. STARTY YOUR FEE CONSULTATION today.

Navigating Michigan’s Complex No-Fault Laws

Michigan’s auto insurance system is unlike any other in the country. If you are involved in a car crash at 13 Mile and Orchard Lake or anywhere in Michigan for that matter, a car accident claim isn’t just one lawsuit, it can actually be two separate claims that need to be managed simultaneously. At the Davis Law Center, we handle everything so our Farmington Hills and metro Detroit clients can focus on their recovery.

1. Your “First-Party” Claim (PIP Benefits)
   Regardless of who caused the accident, your own insurance company (or that of a resident relative) is responsible for paying your Personal Protection Insurance (PIP) benefits. These are often called “No-Fault Benefits,” and they cover your immediate economic losses, such as:

• Medical Expenses: Coverage for doctor visits, surgeries, and rehab (up to the limit you selected on your policy).
• Lost Wages: Reimbursement of 85% of your gross income for up to three years if you cannot work.
• Attendant Care: Care for your personal needs such as bathing, toileting, medication management, and supervision (Basically home nursing services). This is paid at an hourly rate and for friends and family performing the services, limited to 56 hours per week.
• Replacement Services: Up to $20 per day to pay someone to help with household tasks you can no longer do, like cleaning, cooking, or lawn care.
• Medical Mileage: Reimbursement for mileage to and from your accident-related medical providers.

2. Your “Third-Party” Claim (Pain & Suffering)
   If the other driver was at fault, we can pursue a “Third-Party” lawsuit against them. This is how we recover non-economic damages that your own insurance won’t pay for, such as:

• Physical pain and suffering, and emotional distress.
• Excess medical bills (if your PIP benefits have been exhausted).
• Excess wage loss (if you are disabled for more than three years).

Meeting the “Serious Injury Threshold”
To sue the at-fault driver for pain and suffering in Michigan, your injuries must result in death, permanent disfigurement, or meet a legal standard called the Serious Impairment of Body Function. The law requires the injury to be “objectively manifested” (visible on an MRI, X-ray, or through medical diagnosis), impair an important body function (for example, movement of your neck or back), and significantly affect your general ability to lead your normal life.

With over 30 years of experience, Neil Davis knows exactly how to document your injuries and lifestyle changes to prove you meet this threshold and deserve maximum compensation.

There are several factors involved in a successful car accident claim, not the least of which is establishing fault. This is often a complex process involving multiple parties and varying accounts of the incident. car accident claims revolve around assessing the extent of damages suffered by the victims, such as:

• Medical expenses: costs for immediate and ongoing medical treatment resulting from the accident.
• Lost wages: compensation for the income lost due to the inability to work post-accident.
• Property damage: costs for repairing or replacing your vehicle and other personal property damaged in the accident.
• Pain and suffering: compensation for the physical pain and emotional distress experienced due to the accident.

In Michigan, the specific laws surrounding car accidents, such as no-fault insurance rules, significantly influence how claims are handled and resolved. The best way to protect your rights and interests is to have a powerful Farmington Hills car accident lawyer on your side.

Common Causes of Car Accidents

Most car accidents in Michigan are caused by driver errors, such as:

• Distracted driving
• Driving under the influence of alcohol or drugs
• Speeding
• Running stop signs/red lights
• Driver fatigue
• Improper turning/Unsafe lane changes
• Tailgating
• Reckless driving
• Poor weather and road conditions

If the cause was a defect in the road, a curb, or median, an inoperable streetlight, or a faulty traffic signal, a personal injury claim can be filed against the government agency responsible for road and highway maintenance. Moreover, accidents due to vehicle defects may be grounds for a product liability claim against a negligent automaker or parts supplier. Regardless of the cause, we will identify the responsible party, hold them accountable, and fight to win you just compensation.

Common Car Accident Injuries

Car accidents, regardless of their severity, can result in a wide range of injuries, including:

• Whiplash and neck injuries, which often occur in rear-end collisions, cause pain and mobility issues
• Broken bones due to the force of impact
• Head injuries, including concussions or more severe traumatic brain injuries (TBIs)
• Spinal cord injuries potentially leading to paralysis or other permanent disabilities

The type and severity of injuries are crucial in shaping your car accident claim. More severe injuries usually result in higher medical expenses and may require long-term treatment or rehabilitation. Additionally, the extent of injuries can significantly affect claims for pain and suffering, as well as potential lost wages due to time off work or reduced earning capacity. At Davis Law Center, we understand the profound impact of these injuries and will fight for full compensation to cover all aspects of your recovery.

About No-Fault Insurance in Michigan

Car accident claims fall under the state’s no-fault insurance system. In short, you must file a claim with your insurance carrier to seek damages for lost wages, medical expenses, and other losses, regardless of which driver is at fault for the accident. This is known as a “first-party claim,” which provides the following personal injury protection (PIP) benefits:

• Medical expenses
• Work loss benefits
• Attendant care
• Household replacement services
• Survivor’s loss benefits
• Additional benefits

Although this seems straightforward, insurers have an unfair advantage over car accident victims and often attempt to pay as little as possible. As Farmington Hills car accident lawyers, we know how to level the playing field and will work strategically to help you obtain compensation for all your medical and financial needs, now and in the future. If the insurance company fails to honor the full value of your claim, we will take them to court to seek a just recovery.

Car Accidents and Third-Party Claims In Michigan

Under the state’s no-fault system, car accident victims can pursue a third-party claim seeking benefits such as pain and suffering and other non-economic losses. Depending on what PIP coverage you selected, you may also recover certain economic damages (medical bills, wage loss, etc.) once your own PIP coverage is exhausted. This involves making a claim and/or filing a lawsuit against the other driver. To recover non-economic losses, the accident must have caused a “threshold injury,” which is defined as:

• Permanent and serious disfigurement
• Serious impairment of a bodily function
• Death

Why Choose The Davis Law Center – Farmington Hills Car Accident Lawyers?

When you partner with us, we will be your advocates and allies, fighting to protect your rights, well-being, and future. Whether negotiating a settlement with your insurance company or litigating a third-party claim, we will tailor our strategy to best suit the circumstances of the accident.

Because we understand your physical, emotional, and financial challenges, your initial consultation will be free and you will pay no attorney fees until we obtain compensation for you. Above all, we will provide compassionate, effective representation and get you the maximum compensation you deserve.

Talk To Our Experienced Farmington Hills Car Accident Lawyer Today

If you have suffered severe injuries in a car accident, you may be frightened and not know where to turn. Remember, the Farmington Hills car accident lawyers at the Davis Law Center are here to help. Contact us today to get started with an experienced car accident attorney.

Davis Law Center: your trusted partner for car accident cases. Serving Detroit, Farmington Hills, Southfield, Macomb County, and all of Michigan.